Long-term or Extended care insurance
Long-term care is the assistance, help or supervision that is provided to people who are unable to perform the Activities of Daily Living that healthy, fully-functional people do independently and on a daily basis. Activities of Daily Living include: bathing, dressing, eating, toileting, transferring, and continence.
Long-term care is provided for someone with severe cognitive impairment or a chronic illness or disability, such as a stroke, Multiple Sclerosis, Parkinson's or Alzheimer's disease, that prevents them from performing Activities of Daily Living.
Whether provided at home, in an assisted-living/residential-care facility, or in a nursing home, the need for long-term care can greatly impact your finances and the quality of both your life and the lives of your loved ones. Long-term care insurance can help offset the cost of long-term care services.
The local long-term care insurance consultant is:
